“I have good insurance”.
– Usually only said by someone who has never really had to use it.
30 years ago, there really was good health insurance. Low deductibles, narrow networks, the companies didn’t fight you has much.
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Health insurance companies are much more profitable now than they have ever been. The ACA helped speed all of this up, and was written with the blessing of health insurance companies.
What we are left with now is plans whose premiums increase by double digits every year, increasingly higher deductibles, and narrow networks. Health insurance companies also seem to fight more in order to not pay for things.
In other words, in most cases, health insurance has become a very expensive hassle. You pay tons of money only to have to fight for it to work when you need it.
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Public Speaking, Communication, and Online Presenting (Ongoing)
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On the flipside, heath insurance companies pay doctors less than they used to and require much more overhead in terms of staff in order to bill and submit. Doctors hate them too.
Health insurance companies know that they can get away with almost anything because we think that “You have to have health insurance”.
They are not betting on people and companies going self funded or finding alternative ways to insure.
This will ultimately be their undoing.
It might take awhile, but if sentiment hits a tipping point they will notice when less and less people renew.
