Imagine if you were a plumber, and a business called you urgently for a leak in their basement.
You rush over, find the leak, and repair it.
It required a good amount of work, and you had to crawl around in the dank water.
The bill comes out to $1,787 for all of the parts and labor.
Now imagine that once you give the invoice to the business, they say, well we will pay you $267.56. Because that’s what we believe that it’s worth.
They also state that you used unapproved wrenches and fittings, and that you have to fill out all of this paperwork first before they will pay you anything within 90 days.
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What would you do?
Take them to small claims court?
Put a mechanic’s lien on their property?
Just suck it up and blacklist them?
Most plumbers would probably do one of the former.
If that plumber were also a physician, they would just suck it up and say, “OK, if that’s what it is then that’s what it is.”
Then they would also continue to do work for this business, hire someone to submit the paperwork, and continue to get underpaid and undervalued.
If it sounds crazy, that’s because it is.
Health insurance companies continue to manhandle us because we let them. It’s that simple.