Health Insurance Should Have Medical Liability!

Daniel Paull, MD asserts that if someone is making medical decisions for a patient, they should have medical liability. Do you agree?

From/about the article: Remember that the insurance companies are making their denial recommendations without ever having examined the patient.

Something that would smooth things over for the patient and physicians in the health insurance world would be if health insurance companies had medical liability for treatments that they needed to pay for.

Courts have ruled that they don’t, even when they cause harm to a patient.

No liability, zero.

In essence they argue that there is no doctor patient relationship established, and they are not saying that the patient can’t get the treatment, just that they won’t pay for it.

 

 

 

In the actual world, health insurance companies not wanting to pay for a treatment really means that the patient won’t be able to get it.

I often bemoan their process for MSK issues, such as ordering an MRI, but they even do this to oncologists.

Can you imagine your oncologist recommending a treatment so you don’t die from cancer, and your health insurance company decides that it’s not worth paying for?

 

Menopause deserves more than whispers, hot-flash jokes, and confusing advice from the internet. SoMeDocs is curating a virtual lineup covering psychology, intimacy, symptom support, and clinical insight for the public and healthcare professionals alike.

Menopause! The 2nd Annual Virtual Conference. (Date TBD)

 

If a health insurance company contracts with a physician, then they should approve the treatment that the physician recommends. And if they don’t, they should have medical liability for poor outcomes, just like the physician does.

Remember that they are making their denial recommendations without ever having examined the patient.

If a doctor did this they would lose their medical license.

(The views expressed in this article are those of the author alone and do not necessarily reflect those of SoMeDocs)

Share this article:

Facebook
Twitter
Pinterest
LinkedIn
Threads
Email

All opinions published on SoMeDocs-Mag are those of the author and do not reflect the official position of SoMeDocs, its staff, or editors. Content on SoMeDocs is intended for informational and storytelling purposes only and should not be interpreted as medical advice, diagnosis, or treatment recommendations. Readers should always seek the guidance of their own qualified healthcare professional regarding personal health or medical decisions. SoMeDocs is a magazine built with the safety of free expression and diverse perspectives in mind.

Do you have a compelling personal story you’d like to see published on SoMeDocs? Submit your own article here.

Our Content

Latest articles

Us vs Them

The Psychology of “Us” and “Them”

What if one of healthcare’s biggest problems isn’t policy, but the way we divide the world into “us” and “them”? A physician reflects on identity, belonging, and what the World Cup teaches us about becoming “we.”

Learn

Learn from experts

Physician stories. Sharp commentary.

Straight to your inbox. Sign up for SoMeDocs updates and get new docuseries episodes, articles, conversations, and insider healthcare content as they drop.

Interested in subscribing
to our unique content?

Interested in subscribing to our unique content?

SOMeDOcs

Experts. Events. Opportunities. Networking. Learning. Earning. For Anyone Interested in Healthcare.